SmartCalc

Terms of Service

Last updated: February 11, 2026

Welcome to SmartCalc. By accessing or using our website at dailysmartcalc.com (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.

1. Acceptance of Terms

By accessing and using the Service, you accept and agree to be bound by these Terms and our Privacy Policy. If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Description of Service

SmartCalc provides free online calculators and tools for financial planning, health monitoring, and productivity tracking. All calculations are performed locally in your browser. The Service is provided "as is" and is intended for educational and informational purposes only.

3. No Professional Advice

Important: The calculators, tools, and content on this website do NOT constitute financial, investment, tax, legal, medical, or any other form of professional advice. Results are estimates based on the information you provide and general formulas. Always consult a qualified professional before making significant financial or health decisions.

4. Acceptable Use

You agree not to use the Service:

  • For any unlawful purpose or in violation of any applicable laws
  • To attempt to gain unauthorized access to any part of the Service
  • To interfere with or disrupt the Service or its infrastructure
  • To scrape, data mine, or use automated systems to access the Service without permission
  • To transmit any viruses, malware, or harmful code

5. Intellectual Property

The Service, including its original content, features, functionality, design, and code, is owned by SmartCalc and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Service without our express written permission.

6. Advertising

The Service may display third-party advertisements, including ads served by Google AdSense. These ads may use cookies and similar technologies to serve ads based on your browsing behavior. We are not responsible for the content of third-party advertisements. Your interactions with advertisers are solely between you and the advertiser.

7. Limitation of Liability

To the maximum extent permitted by law, SmartCalc shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other financial losses, resulting from your use of or inability to use the Service. Our total liability for any claim arising from the use of the Service shall not exceed the amount you paid to us (if any) for accessing the Service.

8. Accuracy Disclaimer

While we strive for accuracy in our calculations and content, we make no warranties or representations regarding the accuracy, completeness, or reliability of the results produced by our tools. Financial calculations are based on simplified models and may not reflect your actual situation. Market conditions, tax laws, and personal circumstances vary. All results should be verified independently.

9. Third-Party Links

The Service may contain links to third-party websites or services that are not owned or controlled by SmartCalc. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that SmartCalc shall not be responsible or liable for any damage or loss caused by the use of any such third-party content.

10. Modifications to Service

We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

11. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting the updated Terms on this page. Your continued use of the Service after posting of changes constitutes your acceptance of those changes. We encourage you to review these Terms periodically.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, United States, without regard to its conflict of law provisions.

13. Contact Us

If you have any questions about these Terms, please contact us: